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Kendriya Sainik Board:
EX - SERVICEMEN PENSION
General
3. To maintain operational efficiency, the Armed Forces are required to maintain a youthful profile necessitating retirement of approximately 55,000 to 60,000 personnel every year. The Armed Forces personnel are granted more liberal pension compared to their civilian counterparts since they are retired early at a younger age. The Government also recognises their social, domestic and personal commitments at the comparatively young age of their retirement. In recognition to their needs, the Government takes a number of measures to rehabilitate them in civil life by providing re-employment as well as self-employment opportunities. Central Government has also undertaken various steps for the welfare of ex-Servicemen and their families.
Pensionary Benefits Admissible To The Armed
Forces Personnel And Their Families
The Armed Forces Personnel are granted retiring/service pension on normal retirement/release from service on completion of the prescribed tenure. In cases of disablement in non-battle casualty cases, disability pension is sanctioned on the recommendation of the appropriate medical authority. Personnel injured/wounded during war or war like operations are granted a special pension known as War Injury Pension. The rates, terms and conditions for grant of these pensions are detailed in the following paragraphs.
 
1. Retiring/Service Pension
(i) Eligibility: minimum qualifying service required for
earning retiring pension is 20 years(without weightage).
(ii) Weightage: 9 years for Captains to 3 years for Generals is added to the qualifying service for the purpose of pension
(iii) Pension Formula: It is calculated at 50 % of the average emoluments drawn during the last 10 months' for 33 years qualifying service. For service less than 33 years, pension is proportionately reduced. The maximum limit of Retiring Pension is 50% of the highest pay applicable to the Armed Forces personnel.
(iv) Communication of Person: 43% of the pension sanctioned is allowed to be Commuted
(v) Dearness Relief: As admissible from time to time
(vi) Retiring Gratuity: The minimum period of qualifying service required for earning retiring gratuity is 10 years(without weightage). It is calculated at the rate of 1/2 a month's reckonable emoluments for each completed six months' period of qualifying service subject to a maximum of Rs. 3.5 lakhs. For calculating gratuity, a uniform weightage of 5 years of added service is given to all ranks.
(vii) Leave encashment Upto 300 days
 
JCOs/ORs
(i) Eligibility: Minimum qualifying service required for earning Service pension is 15 years (without weightage) (20 years in the case of NCs(E).
(ii) Weightage: Weightage of 5 added years of service is given for calculation of pension.
(iii) Pension Formula: Pension is calculated at 50 % of the reckonable emoluments for 33 years of qualifying service to be reduced proportionately for lesser period of qualifying service. Pension is calculated with reference to the maximum pay held for 10 months preceding retirement. The minimum amount of service pension admissible w.e.f 1.1.1996 is Rs. 1275/- per month.
(iv) Commutation: 45% of the pension sanctioned is allowed to be commuted.
(v) Dearness Relief: As admissible from time to time.
(vi) Service Gratuity: The minimum period of qualifying service required for earning service gratuity is 5 years (without weightage). Admissible at a uniform rate of half months reckonable emoluments for each completed 6 months period of qualifying service subject to a maximum of Rs. 3.5 lakhs.
(vii) Leave encashment: Upto 300 days
   
2. Benefits admissible in cases of inv alidment / retirement on account of injuries sustained in war or war like situations:
  Eligibility : Personnel who sustain injuries in war or war like operations/counter-insurgency operations etc. are entitled to War Injury Pension.

In cases of disablement on account of war injuries, the Armed Forces personnel are eligible to receive the pensionary benefits as under:-
 
(a) Invalidment on account of war injury: War Injury Pension consisting of service element and war injury element as Under:-
 
(i) Service element - equal to retiring/serving pension to which the individual would have been entitled on the basis of his/her pay on the date of invalidment but counting service upto the date on which he/she would have retired in that rank in the normal course including weightage as admissible. There is no condition of minimum qualifying service for earning this element.
(ii) War injury element - equal to reckonable emoluments last drawn for 100% disablement. However, in no case the aggregate of service element and war injury element is to exceed last pay drawn. For lower percentage, war injury element is proportionately reduced.
(b) Streamlining the procedure to be followed by Medical Boards: The 5th Central Pay Commission vide para 164.10 had recommended that system of periodical review by the Resurvey Medical Board be abolished and the recommendation of the Medical Board be treated as final unless the individual himself asks for a review. The recommendation has been accepted in respect of injury cases. In respect of disease cases disabilities not of permanent nature there will be only one review of the percentage of disability by a Reassessment Board whose assessment will be final and for life unless the individual asks for a review. The review will be carried out by a Review Medical Board constituted by DGAFMS. The percentage of disability assessed by the Review Medical Board will be final. Necessary orders have been issued in this regard.

The extent of disability or functional incapacity is determined as under for the purpose of computing war injury element in the cases of invalidment:-
 
Disability less than 50% - 50%
Disability between 50% and 75% - 75%
Disability between 76% and 100% - 100%
 
(i) Constant Attendance Allowance (CAA) - Rs.600/- per month for 100% disablement on the recommendations of the Medical Board.
(ii) Retirement Gratuity - subject to a maximum of Rs.3.5 lakhs. It is calculated on the basis of reckonable emoluments on the date of invalidment but counting service upto the date on which the individual would have normally retired in that rank plus weightage as applicable (total not exceeding 33 years).
(c) In cases of retention in service despite war injury and subsequent retirement: Armed Forces personnel who are retained in service despite disability have an option either to (a) draw lump-sum compensation in lieu of war injury element foregoing war injury element at the time of subsequent retirement/ discharge or (b) to draw war injury element at the time of retirement in addition to retiring/serving pension admissible on retirement/discharge.
Those who opt for lump-sum compensation are eligible to pensionary benefits as under:-
 
(iii) Constant Attendance Allowance (CAA) - Rs.600/- per month for 100% disablement on the recommendations of the Medical Board.
(ii) Retirement Gratuity - subject to a maximum of Rs.3.5 lakhs. It is calculated on the basis of reckonable emoluments on the date of invalidment but counting service upto the date on which the individual would have normally retired in that rank plus weightage as applicable (total not exceeding 33 years).
  W.e.f. 1.1.1996, Armed Forces personnel sustaining disability due to acts of violence/attack by terrorists, anti-social elements, bomb blasts in public places or transport, indiscriminate shooting incidents etc. are entitled to the same pensionary benefits (i. e. service element and retirement gratuity) as admissible to war injury cases on invalidment / retirement / discharge including lump-sum compensation in lieu of disability, as mentioned above, except that on invalidment they would be entitled to disability element instead of war injury element.                    

For lower percentage of disablement, this amount is proportionately reduced. However, in no case aggregate of service element and disability element shall be less than 80% of reckon able emoluments last drawn.
   
3.

Disability attributable to retirement/invalidment with disability attributable to/aggravated by military service (non-battle casualty cases)

  Eligibility conditions: The disability pension is admissible subject to the condition that the disability on account which Armed Forces Personnel is invalided out is accepted as having occurred / aggravated by conditions of military service.
 
a. In case of invalidment on account of disability attributable to or aggravated by military service, the individual is entitled to the pensionary benefits as under:-
 
(i) Normal Retiring/Serving Pension - for the length of service actually rendered plus the full weightage appropriate to the rank held at the time of invalidment. There is no condition of minimum qualifying service having been rendered for earning this element of pension, if otherwise due.
(ii) Disability element - at the following rates (for 100% disability to be reduced proportionately for lower percentage:-
 
Commissioned officers - Rs. 2600/- per month
JCOs & equivalents - Rs. 1900/-per month
Other Ranks - Rs. 1550/-per month
  Where permanent disability is not less than 60%, the disability pension (total of service element plus disability element) is not to be less than 60% of reckonable emoluments last drawn.
(iii) The extent of disability or functional incapacity is determinable as under for the purpose of computing the disability element in cases of invalidment:-
 
Disability less than 50% - 50%
Disability between 50% and 75% - 75%
Disability between 76% and 100% -100%
(iv) Constant Attendance Allowance(CAA):- Rs. 600/-p.m. on the recommendations of the medical board.
(v) Leave encashment :- Upto 300 days
b. Where an Armed Forces personnel is retained in service despite disability and retires/discharged on attaining the age of retirement or on completion of tenure. w.e.f. 1.1.1996. he/she is entitled to receive the following pensionarv benefits:
 
(i) Retiring/Serving pension - to be calculated at 50% of the average reckonable emoluments. The benefit of added years of service (weightage) which ranges from 9 years for Captain and below to 3 years for General is also given for calculating qualifying service. JCOs/ORs are given the benefit of 5 added years of service for determining qualifying service.
(ii) Retirement/Service Gratuity - depending on the length of service subject to the maximum of Rs. 3.5 lakhs. For calculating gratuity a uniform weightage of 5 years is given to all ranks (total not exceeding 33 years)
(iii) Other benefits - Leave encashment upto 300 days.
(iv) Disability element - at the following rates effective from 1.1.96 (for 100% disability to be reduced proportionately for lesser degree of disability upto 20%):-
 
Commissioned officers - Rs. 2600/- per month
JCOs & equivalents - Rs. 1900/-per month
Other Ranks - Rs. 1550/- per month
  Disability element is payable for disability actually assessed/accepted. No disability is payable for disability less than 20%.
  c. Lump-sum compensation in lieu of disability element:
Where an individual is found to have a disability which is accepted at 20% or more for life but the individual is retained in service despite disability, he is paid a lump- sum compensation in lieu of disability element equal to the capitalised value of disability element on the basis of disability actually assessed (and not the disability computable in cases of invalidment). The rates of disability element for calculating capitalised value in cases arising on or after 1.1.96 are as under:-
   
Commissioned officers - Rs. 2600/- per month
JCOs & equivalents - Rs. 1900/-per month
Other Ranks - Rs. 1550/-per month
    Once such compensation has been paid in lieu of disability element, there is no further entitlement on this count at the time of retirement
     
4. Benefits in the event of invalidment on account of disability neither attributable to nor aggravated by military service (invalid pension)
 
(iii) Eligibility Conditions - Invalid Pension is admissible where an individual is invalided out of Military service with a disability neither attributable to nor aggravated by military service, if the service actually rendered is 10 years or more. Invalid gratuity is paid when the service rendered is less than 10 years.
(ii) Rates Invalid Pension - Amount equal to the service element of disability pension that would have been admissible in case the causes were attributable to or aggravated by military service.
(iii) Invalid Gratuity - ½ a month's reckonable emoluments for each six monthly period of qualifying service
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